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The success of a business depends, in part, on its reputation. If the brand develops a poor reputation, obtaining new customers is difficult. Some instances can damage that reputation. When a crisis occurs, for example, reputation damage can be painful for the company. Reputation insurance minimizes this. READ MORE >>

Auto insurance costs differ from one person to the next. One of the reasons is often the deductible. This is the amount paid prior to the insurer funding the rest of the insurance claim. Choosing the right deductible amount is important. It impacts how much you'll pay for insurance and claims overall. READ MORE >>

Home insurance policies differ significantly from one another. In many situations, they will provide coverage for smoke damage. However, this depends on a variety of factors. The individual circumstances of the situation play the biggest role here. Homeowners need to take a closer look at their policy to learn if smoke damage coverage is available. READ MORE >>

Some people think natural cycles cause climate change. Others argue that human action warmed the planet. The Insurance Information Institute (III) says the reasons may not matter to insurers. Business insurance companies care about managing risks. They need to predict future claims. READ MORE >>

Do you still have an auto loan? Lenders almost always ask for full car insurance coverage. However, have you paid off your loan? You may think about dropping parts of your coverage like collision and comprehensive insurance. If you only keep liability coverage, you might reduce your auto insurance bills. READ MORE >>

Every business has the right to protect their copyrights and trademarks. Sometimes, mistakes happen. If your company is facing a claim of infringement, you must take action. Let your business insurance agent know. In some cases, your liability insurance will help to cover the losses associated with these claims. READ MORE >>

Homes can do so much more today than ever before. Not only do they provide a safe place to live, but they interact with people. Smart technology is providing many benefits for homeowners nowadays. It can control home security and energy systems. It can control lighting. Some systems even answer random questions. READ MORE >>

  Businesses price their products to cover the costs of production as well as their labor, sales marketing and other major expenses. Prices also reflect some post-sales costs such as handling repairs or replacements under warranty. At one time many industries used a pricing strategy for their products that failed to reflect their true costs. READ MORE >>

The body—each molecular cell, tissue, and organ—relies upon water to remain alive and workable. Water provides a kind of health therapy, along with sustaining your life. It greatly impacts specific body operations and the maintenance of good health. READ MORE >>

  As we go through life, it happens from time to time where you get into a mental state of self-awareness. A state of complete openness, where you think very deeply about life, both your own and others’. Sometimes it is triggered by an emotional feeling, while other times it’s by an action or something you see that you didn’t expect. READ MORE >>

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