Other Commercial Coverage

Protect Your Business From Every Angle

Your business faces risks every day—some expected, some not. At Ai insurance, we help you stay ahead of them all with specialized commercial coverage built around how you operate.

Employment Practices Liability Insurance (EPLI)

One claim can shake your entire business. EPLI protects against employee lawsuits related to discrimination, harassment, wrongful termination, and more. Whether you have five employees or fifty, it’s critical coverage for today’s workplace.

Liquor Liability Insurance

If your business serves or sells alcohol, you need more than a basic policy. Liquor Liability Insurance protects you from legal and financial exposure tied to alcohol-related incidents, helping safeguard your business, reputation, and bottom line.

Directors & Officers (D&O) Insurance

Leadership comes with responsibility—and exposure. D&O coverage protects your company’s directors and officers from personal liability related to business decisions, allegations of mismanagement, and more. It’s essential for nonprofits, corporations, and startups alike.

Specialty Insurance

Some risks don’t fit into neat boxes—and that’s where we thrive. From niche industries to high-risk operations, our Specialty Insurance solutions are tailored to your unique business needs, ensuring nothing falls through the cracks.

Commercial Flood Insurance

Standard business insurance doesn’t cover flood damage. Whether you’re near a body of water or just unlucky with heavy rains, flood coverage helps protect your property, inventory, and income stream from devastating losses.

Let’s Talk Business Protection That Works

We’re here to help you identify coverage gaps and build a policy that makes sense for your business. Simple, clear, and made to grow with you.

Want to compare your options?

Click the button below to head to our quotes page where you can enter some basic information to have our team help with your insurance!